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Insurance Bad Faith

Denver Insurance Bad Faith Lawyer

The subject of insurance bad faith is extremely broad. Therefore, only a brief introduction will be provided here. For additional questions and concerns about insurance bad faith, or if you believe that you may have a claim, please contact our office at 303-788-0500 or by Email.

Generally speaking, "bad faith" signifies a breach of what is known as the covenant of good faith and fair dealing that is implied in every contract formed in Colorado, including an insurance contract. The breach of this covenant requires "unfair dealing" as opposed to just a mistake. Insurance bad faith action in Colorado involve an insured's claim against his or her own insurance company, and arises in situations where the insurance company unfairly and without proper cause, fails to compensate the insured for a loss covered by the policy, or unreasonably delays making payments due under the policy. Some examples of these claims include:

• Denying or unreasonably delaying claims for damages to an insured's property under a homeowner's insurance policy;

• Denying or unreasonably delaying claims for damages to an insured's motor vehicle under collision or comprehensive coverage of an automobile policy;

• Denying or unreasonably delaying claims under life, health and disability insurance policies; and

• Refusing or unreasonably delaying defending an insured against a third party claim which is covered under the insured's policy.